auto insurance deductible

Six Ways to Lower Your Homeowners Insurance – #4

The cost of homeowner’s insurance is one of those unavoidable expenses that comes along with owning a house.  How much you’ll pay for insurance varies depending on your location and the age of your home.  It can feel like a big expense, but knowing you’ll be reimbursed if something happens to your most valuable investment can be priceless. Plus, your mortgage company may require that you keep a certain level of homeowner’s insurance as well.  There are typically four parts to a normal homeowner’s policy you’ll see on your quote that you should make your agent explain to you. 

4th — Up your deductible. I say this because typically the lower your deductible the more you will pay for insurance.  In our company we like to talk to you the insured to find out about your background and your financial stability. We do not do this to be nosey but like I said before we treat everyone like family and if we know your situation we can fit you with the right deductible that can inevitably save you money on your policy.  So when we talk to you about your deductible we talk to you about repairs and what repairs you would be able to pay out of pocket for and which ones you’d need to exercise your policy for.  


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