Did you know that your home insurance policy in the state of Florida does not cover flooding? Well no problem we have you covered.
Why Purchase Flood Insurance?
A number of places are within high-risk flood prone areas in Florida.
Unfortunately, much of Florida falls within those high-risk areas, which makes Flood Insurance coverage all the more important. The Federal Government has in place a National Flood Insurance Program (NFIP). That’s part of the reason why your Home, and Property Insurance typically does not cover flooding. The government draws a Flood Map that divides the country and this helps to determine flood zone risk areas, with this comes a Flood Insurance Rate Map and that sets the coverage, and premiums for those areas. You can enter your address at FloodSmart.gov to find out your risk zone.
Please reach out to us today for more information.