What is homeowners insurance? Homeowners insurance is a type of property insurance that covers private residences. It offers financial protection in case of an accident, theft or disaster involving your home. A standard homeowners insurance policy typically covers structural damage, personal belongings, liability and additional living expenses. 1. Structural damage This is one of the […]
Motorcycle Insurance & Safety – Serving Fort Myers Florida When most bike owners are finally able to get out there on the open road. Before you take that first ride, make sure that your bike is up to the task and ready to go. Motorcycle maintenance and safety go hand-in-hand, and keeping your bike in […]
Why Did My Car Insurance Rate Change? Insurance rates fluctuate. It’s a fact of life. However, we get that it can still be a bit frustrating to witness a price increase when you’re least expecting one. That’s why we’re here to help lift the veil and do our best to explain a few reasons why […]
Types of Fleet Insurance Coverage Both federal and state laws require all fleet vehicles to have commercial fleet insurance, specifically liability insurance. This covers bodily injury, property damage or a combination in the event your drivers are at fault for any accident. Bodily injury liability coverage pays for any injuries or death associated with an […]
Fact file: Florida hurricane insurance facts June 2020 Six of the 10 costliest hurricanes in U.S. history have impacted Florida. Three of these storms occurred within just two years: 2004 and 2005. The costliest hurricane, based on insured property losses to Florida, was 1992’s Hurricane Andrew. It caused $25.9 billion in damage to Florida and […]
WHAT FIRE INSURANCE COVERS WHEN IT COMES TO YOUR HOME Fire is one of the most serious and devastating disasters a homeowner can face. Luckily, all standard homeowners insurance policies provide coverage for fire damages. However, many homeowners wonder what fire insurance covers when it comes to their home. Here’s what you need to know […]
We spend a lot of time talking about health insurance and life insurance, but what about car insurance? Who’s going to pay for repairs on that “remodeled” SUV when your teenager accidentally drives it through the garage door? Or what if your uncle forgets to put your car in park and it rolls into the […]
HURRICANES DON’T JUST AFFECT COASTS; EXPERTS SAY: “GET FLOOD INSURANCE With the 2020 hurricane season activity expected to be “well above average” in intensity; three named storms having formed already; and Tropical Depression Cristobal brought flooding rains and powerful winds from the South to the Midwest as it made landfall in Louisiana, preparedness should be […]
Protecting your Business from Pandemic Scams Many offices have successfully transitioned from in-office to a work-from-home system. It’s been a successful experiment for a lot of businesses, as they’ve quickly transitioned their entire business from in-person to virtual in just a matter of months. As the pandemic continues, it’s clear that many businesses will have […]
Comprehensive Auto Insurance: What It Is and When to Keep It. Comprehensive coverage is like bad luck insurance for your car. It pays for damage to your vehicle from just about anything except a traffic collision or rollover. That includes a wide array of random events outside your control, from a chipped windshield or hail […]