What you need to know about remote working risks The coronavirus (COVID-19) pandemic has suddenly turned working from home from a privilege to a necessity. While you’re helping keep employees healthy and productive (and employed), you must also consider the potential liability of remote work. From a safety perspective, you need to know: what your […]
Top Reminders for Teen Drivers If there’s one thing that research points out, it’s that teens are, literally, the worst drivers. According to the CDC, motor vehicle crashes are a leading cause of death for teenagers, and the risk of motor vehicle crashes is higher among teens aged 16-19 than among any other age group. […]
Florida Governor Supports Liability Protection As we’ve reported over the summer, work has continued behind the scenes among some Florida legislators and other elected officials to craft a bill that would provide liability protection for businesses related to the coronavirus pandemic. Now, Governor DeSantis has weighed-in, saying he would favor such a bill. The Governor […]
Hurricane Sally left 500,000 without power! Hurricane Sally came through! The most severe wind damage seemed to be limited to areas near the coast or open bay waters. What I saw was mostly minor damage to roofs and siding, seldom structural, let alone catastrophic. At one point though, more than 500,000 residents were without power […]
Basics of car maintenance: 8 tips to follow We rely on cars a lot in our day-to-day lives and sometimes we put them through a lot… hot summer days, icy winter conditions, kicked-up rocks, potholes and more. Because your car may be one of your biggest expenses, knowing the basics of car maintenance can help […]
Preparing for Hurricane Season Flooding Hurricane season is upon us and with these storms comes the threat of flooding. Unfortunately, tropical storms can also be unpredictable and their path, intensity, and possible damages are hard to determine ahead of time. The best thing you can do if you are in a hurricane risk area is […]
Florida Homeowners Market Update Another homeowners property insurance Home Insurance Quote company has filed a double-digit rate increase with Florida regulators while Citizens Insurance has begun tracking contingency fee multiplier litigation, one of the cost drivers behind rates. Plus a great history lesson about Florida’s market to pass along. It’s all in this week’s update. […]
Important Developments Regarding PIP Insurance PIP insurance or Personal Injury Protection, has the world of motor vehicle insurance providers on tenterhooks as the Supreme Court rules against an insurance company and in favor of the Florida Hospital Medical Center in the 5th District Court of Appeal. Personal Injury Protection(PIP) is mandatory insurance coverage for all registered […]
The Florida Supreme Court is being asked to weigh in again on an insurance claims case involving an Assignment of Benefits (AOB) contract between a contractor and a homeowner. It follows a recent ruling by Florida’s Fifth District Court of Appeal against an insurance company that refused to make insurance payments to a third party […]
Professional liability and errors and omissions insurance both protect businesses from expensive lawsuits caused by unsatisfactory work. The language used may differ by industry. Professional liability vs. E&O vs. malpractice insurance Many industries use the terms “E&O insurance” and “professional liability insurance” interchangeably. You may also hear these policies called “malpractice insurance.” Common industry names […]